Clean up your credit report and save tens of thousands of dollars on your mortgage!
The only way to reduce your interest rate on your mortgage and purchase the home of your dreams is to improve your credit score! If you have a less than perfect credit score, your mortgage company will charge you a higher interest rate to on your loan. The increased interest rate could literally cost you tens if not hundreds of thousands of dollars on a typical home loan.
Over the course of a typical 30-year loan for $200,000, the difference between good and bad credit could be as much as $150,000!
Yes, you read correctly! Bad credit could be costing you hundreds of thousands of dollars in additional interest. Don't take my word for it check out this handy credit calculator that I found on the web.
In today's economy, you may not even qualify for a loan if you have less than perfect credit. As the credit markets have tightened, many people with less than perfect credit are finding that banks simply will not loan them money. Making cleaning up your credit even more important.
“Because of YOU GUYS, my credit score was good enough to finally buy a house. My children and I thank you! :)”
- C.K.
So what do can you do? You can pay your bills on time, be judicious with the credit you use, limit your credit cards and wait a few years for your credit to improve. Or, you can take action and start aggressively removing the negative items on your credit report that are limiting your credit score and causing you to get a higher than necessary interest rate. While you can do this yourself, I recommend using legitimate, proven Credit Repair Company to help.
Click here, see my guide for picking a legitimate, proven and effective credit report repair company.