Review:
Lexington Law Firm
"Lexington Law" is a law firm that specializes in credit report repair. Lexington was established in 1991 in Salt Lake City when several attorneys and credit specialists came together to create a business to help clients resolve their credit problems. Unlike many other credit repair firms, Lexington Law is an actual law office. In fact, it is the single largest network of credit correction attorneys with 22 in 15 states attorneys who are members of the National Organization of Credit Correction Attorneys (NOCCA).
They claim on their website that they have helped over 500,000 people. This is far more than any other credit repair firm in the market. They also claim to have removed everything from late payments to bankruptcies giving Lexington Law's staff invaluable experience. According to their website, clients who submitted updated reports have seen an average of 8.6 removals by the third month and 28.6 removals in a year on their combined credit reports.
Lexington Law offers three levels of service depending on your needs. The lowest level of service deals simply with removing negative items form your credit report. The second level allows Lexington to interact directly with the creditor to get them to stop reporting negative information to the bureaus. While the highest level provides additional identity theft converge.
Lexington Law is a member of the Better Business Bureau accredited business in good standing.
The Good:
- Lexington is a law firm and has the legal backing and knowledge of specialized attorneys
- Lexington Law is the oldest and largest Credit Report Repair Company in the business with offices in 15 states.
- Attorneys and paralegals help customize the clients reports and letters to the credit bureau's
- Lexington accepts payments through credit cards, debit cards, and direct bank drafts (ACH). The fact that Lexington accepts ACH payments verified that it has an excellent working relationship with banks.
- Lexington backs up its service with a guarantee. If they fail to provide the agreed-upon services with you for any given month, they won't bill you that month, or they'll refund the monthly fee if the payment has been processed.
- They enjoy a "Satisfactory" rating with the (BBB) Better Business Bureau, which is the highest rating.
- Web-site is easy to understand and to navigate
- Lexington has paralegals that you can call anytime to help with you case or to get started.
- They have a established track record of helping clients
The Bad:
- Lexington Law is the largest Credit Report Repair firm and some people might feel that they will not get good service.
- They ask customers to obtain own credit report
- Although their monthly fees are in-line with the business norm, their sign-up fees are among the highest
The Ugly:
- Nothing so far
Click here and see my guide for choosing a legitimate, proven credit report repair company.